financial planning

Although we are not particularly wealthy families, are not independent business people, probably not what financial planning. However, because the income expenditure, so I also like other people, do something for our family income and expenditure of financial planning. At the beginning, I don’t know what is the role of financial planning, but after listening to a few colleagues, I think financial planning can own expenditure control is very effective, do some of the spending plan according to their income situation, this can avoid some unnecessary cost, but also can do some years plan, plan when buying something.